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Your Retiree Benefits Options



 

If you are eligible, you’ve got benefits options available to you from LANL when you retire. Eligibility is described in the Summary Plan Description on LANLBenefits.com, or you can request information by contacting benefits@lanl.gov.

Retiree Benefit Details

Medical Plan Choices – for retirees with Medicare

Choose from the following Medicare coordinated plans:
 

  • Exclusive Provider Organization (EPO)
     
  • Preferred Provider Organization (PPO)
     
  • Medicare Supplement Plan
Medical Plan Choices – for retirees without Medicare

Choose between two medical plans through Blue Cross Blue Shield of New Mexico (BCBS). Both plans offer free preventive care and in- and out-of-network coverage.

 

  • Preferred Provider Organization (PPO) – This is a traditional plan with copays and coinsurance for covered services. This plan offers lower annual deductibles but a higher monthly premium. 
     
  • High Deductible Health Plan (HDHP) – This plan has higher annual deductibles but lower monthly premiums and does not start paying until after the annual deductible is met.
DentalDental coverage is offered through Delta Dental of New Mexico. Visit LANLBenefits.com for your dental plan details.
VisionVision coverage is offered through Davis Vision. The plan covers exams, contacts, lenses, and frames. Participants can use any provider, but Davis Vision network providers offer the best value for covered services. Frames, lenses, and contacts can also be purchased online.
LegalLegal insurance is offered through MetLife. The plan provides a convenient way to cover the cost of legal advice, whether it is a planned or unexpected expense, and covers most basic legal needs.
ID TheftThe Identity (ID) Theft plan is offered through Norton LifeLock. This plan offers a host of services to protect your digital life by combining identity theft protection, device security, credit monitoring, and home title monitoring. The plan also offers full-service identity restoration and up to $1 million for restoration expenses.

 

For details on 2026 premiums, reminders and contact information, refer to:

You can access more details on these plans at www.LANLBenefits.com or through the Empyrean Customer Care Center for LANL at 1-844-805-0002.

 

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Investing involves risk, including risk of loss.

This website provides only a summary of the main features of the plans, and the plan documents will govern in the event of any discrepancies. 
The third parties mentioned herein and Fidelity Investments are independent entities and are not legally affiliated.  
This information is intended to be educational and is not tailored to the investment needs of any specific investor.  
Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917  
©2025 FMR LLC. All rights reserved. 
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