Your Retiree Benefits Options

If you are eligible, you’ve got benefits options available to you from LANL when you retire. Eligibility is described in the Summary Plan Description on LANLBenefits.com, or you can request information by contacting benefits@lanl.gov.

2026 Open Enrollment

As a valued member of the LANL retiree community, this is your opportunity to review and make changes to your retiree benefits for the upcoming plan year. The Open Enrollment window runs from October 20 through November 3, 2025, so be sure to explore your options and submit any updates by Nov. 3.

Review your 2026 Retiree Open Enrollment Guide for all the details you need to know about enrolling for retiree benefits for next year.

Note: Changes made during Open Enrollment are effective January 1, 2026.

Retiree Benefit Details

Medical Plan Choices – for retirees with Medicare	Choose from the following Medicare coordinated plans: Exclusive Provider Organization (EPO) Preferred Provider Organization (PPO) Medicare Supplement Plan
Medical Plan Choices – for retirees without Medicare	Choose between two medical plans through Blue Cross Blue Shield of New Mexico (BCBS). Both plans offer free preventive care and in- and out-of-network coverage. Preferred Provider Organization (PPO) – This is a traditional plan with copays and coinsurance for covered services. This plan offers lower annual deductibles but a higher monthly premium. High Deductible Health Plan (HDHP) – This plan has higher annual deductibles but lower monthly premiums and does not start paying until after the annual deductible is met.
Dental	Dental coverage is offered through Delta Dental of New Mexico. Visit LANLBenefits.com for your dental plan details.
Vision	Vision coverage is offered through Davis Vision. The plan covers exams, contacts, lenses, and frames. Participants can use any provider, but Davis Vision network providers offer the best value for covered services. Frames, lenses, and contacts can also be purchased online.
Legal	Legal insurance is offered through MetLife. The plan provides a convenient way to cover the cost of legal advice, whether it is a planned or unexpected expense, and covers most basic legal needs.
ID Theft	The Identity (ID) Theft plan is offered through Norton LifeLock. This plan offers a host of services to protect your digital life by combining identity theft protection, device security, credit monitoring, and home title monitoring. The plan also offers full-service identity restoration and up to $1 million for restoration expenses.

For details on 2025 premiums, refer to:

You can access more details on these plans at www.LANLBenefits.com or through the Empyrean Customer Care Center for LANL at 1-844-805-0002.

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Your Retiree Benefits Options